How To Create Your Investment Property Empire with Mo Watts
One of the greatest gifts of this juicy life is that we get to choose.
Choose where we want to play.
Choose how we want to live.
And yes, choose the menu we want to eat from.
At the end of the day, we choose to master our money stuff because it gives us more choice.
A recent guest speaker for our Wealth Builder Club was Mo Watts.
If you don’t yet know Mo, buckle up!
This woman doesn’t just break ceilings, she redesigns the whole damn room.
Mo Watts is a multi-award-winning real estate investor in the UK with an eight-figure portfolio (and no, that’s not in Vietnamese dong - we’re talking real pounds sterling).
She’s the Chair of the National HMO Network, a connector, a powerhouse, and a joyful disruptor in the best way possible.
And an amazing property investment coach showing others how to create the same for themselves.
>> Go here to find out more about Mo and her training.
Mo is proof that you can start from anywhere, at any time, and create abundant wealth wherever you are.
From Pay Rises to Property Deals
Mo started out following the “tick box” life plan.
Study hard, get a prestigious job, focus on getting a great salary, and climb the career ladder.
She was thriving at PricewaterhouseCoopers, then Cadbury’s, until a broken promise of a pay rise triggered something big.
She realised the path she was on was not going to give her what she wanted.
Security?
Freedom?
Expansion?
Not likely.
So she took her Cadbury’s bonus (yes, from her job as a qualified chocolate taster, how fab is that?) and enrolled in a property investing course.
One deal became three.
Three became a million-pound portfolio.
And in less than a year, she’d built an empire while still working full-time.
Mo didn’t wait for permission. She started. And it changed everything.
It’s Not About Flash. It’s About Freedom.
Mo didn’t have a car when she started. She took buses around Birmingham to find deals.
People questioned her credibility.
Doubted that a young, brown woman could possibly be a successful landlord.
And still she kept going.
What’s powerful is Mo’s clarity.
She knew what she wanted, and she didn’t let other people’s opinions become her truth.
This is one of the key threads we talked about in this Wealth Builder Club interview is…
…the world will try to tell you who you’re allowed to be, and it’s up to you to say, “Watch me.”
Why HMOs (and Great Homes) Are Still a Win
A big part of Mo’s portfolio is built through HMOs, Houses of Multiple Occupation, and she’s passionate about creating community-style housing that’s safe, welcoming, and beautiful. She’s not a slumlord. She’s a solution-creator.
Instead of treating tenants like transactions, Mo asked, "How can I make this a win-win?"
From thoughtful design to respectful relationships, she’s proven that you can make money and make a difference.
(And no, it doesn’t have to be complicated, she shares some fabulous starter tips in our conversation.)
The Big Myths (and the Real Truths)
If you’ve been telling yourself:
- “I’m too late, all the good property deals are gone.”
- “I don’t have enough money to start.”
- “This isn’t for someone like me.”
...Then Mo is your wake-up call.
We busted those myths wide open in the interview. Mo shared how the UK real estate market is shifting and why right now could be the best time to start. With rising numbers of landlords exiting the market and better lending structures, the playing field is open.
And for those worried about things like rent caps, legislative changes or taxation, Mo breaks down how to navigate it all with the right structure, strategy, and support.
Your Life. Your Legacy. Your Menu.
There was one moment in our conversation that gave me full-body chills. Mo said:
“If it’s an extra £500 a month that pays off the credit card and lets you do your hair, that’s an amazing goal. It’s not about anyone else’s life. It’s about yours.”
YES.
That’s the invitation. Real estate isn’t about becoming the next property mogul (unless you want that). It’s about creating freedom, options, and income streams that serve your version of a juicy, expansive life.
So, Where Do You Start?
Start the way Mo did - get curious, get educated, get moving.
Mo’s created a free training to help you explore your options and understand how UK property investing could work for you even if you’re not based in the UK. You can check that out here:
Investment property is such a powerful asset to build wealth - don’t let lack of know-how stand in your way of getting it working for you.
To freedom, to boldness, and to saying YES to your own damn menu.
With wild love and a smidge of gaffer tape,
Ann x
