How to Stay Out of Debt for Good

To stay out of debt for good, you have to replace the system that cleared it. Most people ...

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Index Funds vs Actively Managed Funds: Why Passive Wins

Yes, for most people index funds are the better choice. Actively managed funds pay a fund ...

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The Minimum Payment Trap: How Long It Really Takes to Pay Off a Credit Card

If you only ever pay the minimum on a credit card, a modest balance can take decades to cl...

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The Debt BLITZ Method: A Step-by-Step Plan to Pay Off Debt

A step-by-step plan to pay off debt has three parts: see every debt clearly, keep every mi...

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How Many Index Funds Do You Need? The 5-Tracker Core Portfolio

Most people need just three to five index funds. In my 5-tracker core portfolio, those are...

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How to Know When Debt Is Unmanageable: 10 Warning Signs

Debt is unmanageable when you can no longer pay it down from your income without borrowing...

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From Stealing Toilet Paper to Debt-Free: Ann's Story

I got out of debt in 14 months. In 1993 I was a young engineering graduate in Johannesburg...

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The Complete Guide to Investing in Index Funds

To invest in index funds, design a simple portfolio first, then open an online investment ...

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How To Eat An Elephant To Get Out Of Debt

Let’s be clear, I have no intention of eating an elephant, ever.

This guide is part of my ...

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Beat the Boxing Day Blues

Hello, Gorgeous WealthĀ chefs

  • Over-indulgedĀ (feeling more stuffed than the turkey);

  • Ove...

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The Complete Guide to Getting Out of Debt and Staying Out

To get out of debt and stay out, you need more than a repayment plan. You need to see ever...

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Should You Pay Cash or Finance Your Next Car?

Cars can be such a significant expense, so how you buy one matters.

This guide is part of ...

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